Terms and Conditions


Please read this carefully because it sets out the terms of a legally binding agreement between you (the “Client”, “You”, or “Your”) and Isle Shores Marketing, Inc. (The “Company”, “We” or “US”), the owner and operator of www.financeandcareer.com, whose office is located at 30 N. Gould St. Ste. R. Sheridan, WY 82801.  These pages set out the Terms and Conditions (The “Terms”) on which you may be the www.financeandcareer.com website and the content/services available through it (Collectively, the “Services”).

Acceptance of Terms of Service.

By using the services, irrespective of the delivery platform you use to access them, you acknowledge and agree to be bound by the terms.  If you do not agree with any of these terms and conditions, you are not permitted to use the services.

Changes to Terms of Service.

Right to change terms.  The company reserves the right, in its sole discretion, to change these terms (“Updated Terms”) from time to time.

Notice of Updated Terms.

You agree that the Company may notify you of the Updated Terms by posting them on this page. 

Acceptance of Updated Terms.

By using the services, irrespective of the delivery platform you use to access them, you acknowledge and agree to be bound by the terms.  If you do not agree with any of these terms and conditions, you are not permitted to use the services.

License.

During the term of this agreement, the Company grants you a limited, non-exclusive, non-transferable license to access the services for your personal and non-commercial use in accordance with these terms.

Intellectual Property Rights.

The design, trademarks, service marks, and the logos of the services (“Marks”), are owned by or licensed to the Company, subject to copyright and other intellectual property rights under the laws of the United States, Foreign Laws and International Conventions.  The Company reserves all rights not expressly granted in and to the services.  You agree to not engage in the use, copying, or distribution of any of the services other than expressly permitted.

User Conduct.

You may not engage in any of the following prohibited activities:  Copying, Distributing, or Disclosing any part of the services in any medium, including without limitation by any automated or nonautomated “Scraping” using any automated system, including without limitation “Robots,” “Spider,” “Offline Readers,” and other such systems, to access the services, transmitting spam, chain letters, or other unsolicited email, attempting to interfere with, comprise the system integrity or security, or decipher any transmissions to or from the servers running the services, asking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on services’ infrastructure, uploading invalid data, viruses, worms, or other software agents through the services, collecting or harvesting any personally identifiable information, including account names, from the services, using the services for any commercial solicitation purposes, impersonating another person or other misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity, interfering with the proper working of the services, accessing any content on the services through any technology of means other than those provided or authorized by the company, or bypassing the measures we may use to prevent or restrict access to the services, including without limitation features that prevent or restrict use or copying of any content or enforce limitations on use of the services.

User Content License.

In the event you submit content to site, you grant the Company a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the content in connection with the services and the company’s (and its successors’ and affiliates’) business, including without limitation for promoting and redistributing part of all of the services (and derivative works thereof) in any media formats and through any media channels, links.  The services may feature links to Third Party websites or resources.  You acknowledge and agree that they Company is not responsible or liable for: (I) the availability or accuracy of such websites or resources, or (II) the content, products, or services on or available from such websites or resources.  Links to such websites or resources do not imply any endorsement by the company of those websites or resources.  You acknowledge sole responsibility for and assume all risk arising form your use of any such websites or resources.

Third Party Content.

Through this site, you will have the ability to access and/or view content provided by Third Parties.  The Company cannot guarantee that such Third Party content will be free of material you may find objectionable or otherwise.  The Company disclaims any responsibility or liability related to your access or use of any Third Party content.

Privacy.

For information about how the Company collects, uses, and shares your information, please review our Privacy Policy at  https://www.financeandcareer.com/privacy-policy.

Promotions.

Some parties may promote competitions, promotions, prize draws and other similar opportunities through the services (“Third Party Competitions”).  The Company is not the sponsor or promoter of these Third Party competitions and does not bear any responsibility or liability for the actions or inactions of any third parties who organize, administer or are otherwise involved in any of promotion of these Third Party Competitions.  If you wish to participate in any of these Third Party Competitions, you are responsible for reading and ensuring that you understand the applicable rules and any eligibility requirements and are lawfully able to participate in such Third Party Competitions, in your country of residence.

Termination Upon Notice.

Either party may terminate this agreement at any time by notifying the other party.

Termination By The Company.

The Company may terminate or suspend your access to or ability to use the services immediately, without prior notice or liability, for any reason or not reason, including breach of this agreement.  In particular, the Company may immediately terminate or suspend accounts that have been flagged for repeat copyright infringement.

Effect of Termination.

Upon termination of your access to or ability to use the services, your right to use or access the services will immediately cease.

Survival of Provisions.

The terms’ provisions that by their nature should survive termination shall survive termination, including and without limitation, ownership provisions, warranty disclaimers and limitations of liability.  Termination of your access to and use of the services shall not relieve you or any obligations arising or accruing prior to termination or limit any liability that you otherwise may have to the Company of any Third Party.

Disclaimers.

The services are provided “AS IS,” without any warranties of any kind.  To the fullest extent permissible under applicable law, the Company disclaims all such warranties, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, noninfringement, accuracy, freedom from errors, suitability of content, or availability.

Limitation of Liability.

To the fullest extent permitted by applicable law in no event shall the Company be liable for: any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profit or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of or inability to use the services, including without limitation any damages caused by or resulting from reliance by user on any information obtained from the services, or that result from mistakes, omissions, interruptions, deletion or files or email, errors, defects, viruses, delays in operation or transmission or any failure of performance.

Indemnification.

You agree to defend, indemnify and hold harmless the Company, its subsidiaries and affiliated companies, and their officers, directors, employees, contractors and agents from and against any and all claims, causes of action, damages, obligations, losses, liabilities, costs or debt, and expenses (including attorneys’ fees and costs) and all amounts paid in settlement arising from or relating to use of the services.  The company may assume the exclusive defense and control of any matter for which you have agreed to indemnify the company and you agree to assist and cooperate to indemnify the company and you agree to assist and cooperate with the Company in the defense or settlement of any such matters.

Arbitration.

Claim Procedure.

For any dispute you have with the Company, you agree to first contact the Company and attempt to resolve the dispute informally.  If the Company has not been able to resolve the dispute with you informally, we each agree to resolve any claim, dispute, or controversy (excluding claims for injunctive or other equitable relief) arising out of or in connection with or relating to this agreement by binding arbitration by the American Arbitration Association (“AAA”) under the commercial arbitration rules and supplementary procedures for consumer related disputes then in effect for the AAA, except as provided herein.

Arbitration Location.

Unless you and the Company agree otherwise, the arbitration will be conducted in the County where the Company is located.

Arbitration Fees.

Each party will be responsible for paying any AAA filing, administrative and arbitrator fees in accordance with AAA rules, except that the Company will pay for your reasonable filing, administrative, and arbitrator fees if your claim for damages does not exceed $5,000 and is non-frivolous (as measured by the standards set forth in Federal Rule of Civil Procedure 11(B)).

Arbitration Award.

The award rendered by the Arbitrator shall include costs of arbitration, reasonable attorneys’ fees and reasonable costs for expert and other witnesses and any judgement on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Injunctive Relief.

Nothing in this section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to data security, intellectual property or unauthorized access to the service.

Class Actions.

All claims must be brought in the parties’ individual capacity, and not as a Plaintiff or class member in any purported class or representative proceeding, and unless we agree otherwise, the arbitrator may not consolidate more than one person’s claims.

Waiver of Jury Trial.

You agree that by entering into these terms, you and the Company are each waiving the right to a trial by jury or to participate in a class action.

Governing Law.

This agreement will be governed by and construed in accordance with the Laws of the United States without regard to its conflict of laws rules.

Feedback.

We welcome and comments, questions and feedback.  Please direct your inquiries to: inquiries@financeandcareer.com.  Please allow 24 hours for a response, one of our representatives will reply as soon as possible.  The Company reserves the right to amend this policy.  Please check back regularly to see updates to the policy.  Your continued use of this website and services following the updates to the policy indicates your acceptance of such updates. This Terms and Conditions is effective as of December 2019 and supersedes all earlier versions of our Terms and Conditions.