Many people think that investing in stocks is a surefire way to get rich and hit the jackpot. The reality couldn’t be further from the truth. See, the truth is that to get average returns that beat inflation, all you need to do is put it in an index fund. Index funds will match the market returns of whichever market the index fund follows, be it the S&P 500, the Dow Jones, or the Nasdaq. The market, on average, has been known to return an average of 10% per year.