A lot of people use a credit card and think that the only perk to having one is that you can pay for things you buy later. However, that is definitely not the only advantage to having a credit card. In fact, besides all the rewards cards, there are also a lot of perks that comes standard with every credit card. Again, these are perks that everyone is entitled to; all you have to do is ask. Here are some of the perks available to you if you would just ask.