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The Initial Costs of Buying a House: It’s Not Just the Down Payment

When buying a house, many people just worry about having the down payment and getting approved for the mortgage.  However, that’s not all you have to worry about monetarily.  Although the down payment may be a significant part of your home purchase, there are many other costs associated with owning a house.  In this article, I will discuss the various costs of buying a home, with hope that you can reanalyze and take a second look at your finances and see if you really can afford buying a new home.

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Advantages of Buying a House

In recent years the practice of home buying in our country, with all the accompanying grief and debt of subprime mortgages has given the whole “American dream” a bit of a bad name. In the past we may have been taught that buying and owning a home was an inalienable right, and a mighty good investment.

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