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Credit Card Churning 101

Credit cards, when used with care, can yield amazing benefits. One of the main benefits are the travel perks.  If you have good credit, there are many credit cards out there that are willing to give you free flights and hotel stays if you sign up with them.  There is a small community of people who travel on the credit card company’s dime all the time—they are called credit card churners.

Credit card churning is the practice of signing up for credit cards that offer large sign-up bonuses, and then canceling the cards once the bonus points are redeemed and used.  The bonuses can be in the form of miles, points, or cash back.  So if you want to be able to travel on someone else’ dime, learn how to churn credit cards and play the bonus miles game.  But before you start, here are a few tips and tricks that you should know about credit card churning:

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