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How Much Should You Have In Your 401k By 30?


With pension plans a thing of a past and Social Security benefits uncertain, your 401k plan is by far the most important vehicle to a safe retirement.  So in order to secure a good retirement, how much should you have in your 401k by 30?  We will answer this use four different scenarios.  In all the scenarios, we assume that the starting salary is $45,000 and it rises at 3% per year—because $45,000 is the average for a college graduate and a 3% rise per annum is the average throughout the many industries.

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8 Blue Collar Jobs That Pay Six Figures


The old adage is that the only way to truly make it in America is with a college degree.  And it seems even that is hard nowadays.  For evidence, all you need to do is turn on the news every night and hear disheartening stories of down-and-out college graduates working for minimum wage.

However, that is only one side of the story.  The reality is that you do not need to get a college degree to make a lot of money.  There are plenty of opportunities out there for people to make money.  Such opportunities are plentiful in so-called “blue collar” professions, or trade craft professions.  If you don’t mind working with your hands most of the day, here are 8 blue collar jobs that make six figures:

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