2. Capital One QuicksilverOne Cash Rewards Credit Card
If you have a credit score between 590-620, this is a good option for you. It is a card that offers 1.5% cash back on all purchases, which is a great offer in this tier. Also, it has an introductory 0% APR on purchases and balance transfer until May 2016. You can get a higher credit limit once you have made 5 monthly payments on time. Like all other Capital One cards, there is a credit score tracker that you can use to track your credit score.
Fees and Rates:
- $39 annual fee
- 0% introductory APR until May 2016 on purchases and balance transfers. 22.9% APR after that.
- $35 late payment fee
- $10 or 3% fee for cash advances
Bottom line: This is probably one of the best cards in the the tier. If are applying for credit cards to rebuild your credit, start with this one.