Credit Card Churning 101

Credit cards, when used with care, can yield amazing benefits. One of the main benefits are the travel perks.  If you have good credit, there are many credit cards out there that are willing to give you free flights and hotel stays if you sign up with them.  There is a small community of people [...]

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Ways to Get Your Credit Report for Free

Your credit is extremely important to your financial prosperity.  It enables you to used leveraged money to buy a house, get a credit card, or buy a car.  So it is extremely important that you check your credit report often to see where you stand and if there are any discrepancies in the credit reports.  [...]

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What Is The Average Credit Score?

The average FICO credit score in the United States is a 687.  The medium credit score in the US is a 723.  Which one is a better determinant of the credit worthiness of Americans?  In assessing credit scores, the medium is a better indicator when assessing the credit scores of Americans on the aggregate.  That [...]

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