10 Credit Cards for Those With Bad Credit

1. Credit One Bank Credit Card With Gas Rewards As far as credit cards for bad credit goes, this credit card isn’t too shabby.  The interest rate ranges anywhere from 17.90-23.90%, depending on the prime rate.  This card features a 1% gas rewards, automatic credit line increase reviews, and free online credit score tracking.  Like [...]

0 comments Readmore...

Why Having a Credit Card Can Be a Good Thing

Credit cards. Those magic “all inclusive” passes to the world of buying things you can’t really afford with money you don’t actually have. I know I’ve warned you before about the evils of credit cards and credit card debt, but in the interest of fairness, there are always two sides to every debate, so to [...]

0 comments Readmore...

Perks of Having A Credit Card

A lot of people use a credit card and think that the only perk to having one is that you can pay for things you buy later.  However, that is definitely not the only advantage to having a credit card.  In fact, besides all the rewards cards, there are also a lot of perks that [...]

0 comments Readmore...

How To Build Good Credit

Credit is something that is very important in our society and is the currency of financial trust.  If you do not have good credit, you have the potential to lose out on a lot of savings, investment opportunities, as well as jobs.  So in this article, we will go over the key points you need to [...]

0 comments Readmore...

How Credit Cards Work: Understanding Credit Cards

A credit card is essentially a loan from a bank that can be taken out at any time during your discretion.  When you use credit, you are effectively taking out a loan against the issuer of the credit card.  Therefore, you have an obligation to pay that debt.  A credit card issuer will impose a [...]

0 comments Readmore...

Tips For Your First Credit Card

Getting your first credit card can be an exciting venture.  To some, it is a passage to adulthood.  You may notice that when you first arrive at college, credit card companies bombard you with offers by having booths all around campus and giving away free stuff.  All you have to do is apply and you [...]

0 comments Readmore...

Understanding the Fico Credit Score Range

The standard FICO credit score ranges from 300-850 and is computed using a mathematical model invented by the Fair Isaac Corporation in 1956 as a vehicle to combat lending default and assess the risk of borrowers. All three credit bureaus (Transunion, Experian, Equifax) use a slightly different version of the FICO credit scoring system.  Regardless, the original FICO [...]

0 comments Readmore...