Staff Articles (125)

How to Write a Good Credit Dispute Letter

Writing a credit report dispute letter to the bureaus (Equifax, Experian, and Transunion) is an extremely effective technique for clearing past due items, charge-offs, and collections from your credit report—and consequently raise your FICO score.  The Fair Credit Reporting Act (FCRA) gives consumers the right to verify their credit report.  Only write to credit bureaus when [...]


The Timeline of the Bitcoin Craze

Like any form of money or asset, the bitcoin has its own share of booms and busts. This article walks you through into the timeline of the most prominent and popular virtual currency ever made – the bitcoin. 2008 In August 2008, the domain name was registered. A few months later, a developer or [...]


What Can You Do With a Degree in Business Administration?

Business administration is a branch of study that focuses on commercial functions of businesses. It has a broad coverage and encompasses the disciplines of finance, marketing, operations, information systems, and human resources. Since the degree is eclectic, a graduate of business administration has a lot of options for employment.  Here are some of the major career [...]


The Inverse Relationship between Bond Prices and Bond Interest Rates

Bonds are considered less risky forms of investments than stocks, as the former does not have the same volatility as the latter has. It represents a promise to pay when the indebted entity, the bond issuer, borrows money from a buyer of the bond, the bondholder. Bonds are used by the government and private companies [...]


What Can You Do with a Physics Degree?

Physics can be an exciting course, mainly because serves as a passport into a vast range of careers in science, education, and engineering.  Not only do physicists work on theoretical and conceptual problems that define humanity, the field provides the conceptual framework for other professions, since it focuses on the very components of physical reality. [...]


What Can You Do with a Degree in Chemistry?

Chemistry is simply defined as the branch of science that deals with atoms and molecules, the building blocks of life. It plays a significant part in virtually every scientific field, which is why it is considered a “central science.” Since this study covers many disciplines, anyone who decides to venture into this field is also [...]


Perks of Having A Credit Card

A lot of people use a credit card and think that the only perk to having one is that you can pay for things you buy later.  However, that is definitely not the only advantage to having a credit card.  In fact, besides all the rewards cards, there are also a lot of perks that [...]


The Initial Costs of Buying a House: It’s Not Just the Down Payment

When buying a house, many people just worry about having the down payment and getting approved for the mortgage.  However, that’s not all you have to worry about monetarily.  Although the down payment may be a significant part of your home purchase, there are many other costs associated with owning a house.  In this article, [...]