8. Credit One Bank Platinum Card
Like the other Credit One card, you get 1% gas reward is in line s with this card. The APR is much less than the First Premier Bank credit card, anywhere between 17.90% to 23.90%. The annual fee is anywhere between $35-$99. Credit lines less than $400 with an Annual Membership Fee of $75 will not receive a minimum interest charge in the first year having the card.
Fees and Rates:
- 17.90% to 23.90% on purchases
- $5 or 8% on cash advances, whichever is greater
- $35 late payment and returned payment fee
Bottom line: An average card if you want to rebuild your credit. However, the cool thing about this card is that if you have a starting credit line of less than $400, you will not receive a minimum interest charge your first year of owning the card.