10 Credit Cards for Those With Bad Credit

Credit


2. Capital One QuicksilverOne Cash Rewards Credit Card

If you have a credit score between 590-620, this is a good option for you.  It is a card that offers 1.5% cash back on all purchases, which is a great offer in this tier.  Also, it has an introductory 0% APR on purchases and balance transfer until May 2016.  You can get a higher credit limit once you have made 5 monthly payments on time.  Like all other Capital One cards, there is a credit score tracker that you can use to track your credit score.

Fees and Rates: 

  • $39 annual fee
  • 0% introductory APR until May 2016 on purchases and balance transfers.  22.9% APR after that.
  • $35 late payment fee
  • $10 or 3% fee for cash advances

 

Bottom line: This is probably one of the best cards in the the tier.  If are applying for credit cards to rebuild your credit, start with this one.


Previous Next

READ  How to Write a Good Credit Dispute Letter
Advertisement

Comments on this entry are closed.